From the Detroit News:
“Boonstra said Monday her new plan she dislikes is the Blue Cross Premier Gold health care plan, which caps patient responsibility for out-of-pocket costs at $5,100 a year, lower than the federal law’s maximum of $6,350 a year. It means the new plan will save her at least $1,200 compared with her former insurance plan she preferred that was ended under Obamacare’s coverage requirements.
A Blue Cross Blue Shield of Michigan spokesman said the insurer welcomes a chance to help members understand their benefits and alleviate concerns.
“We are here to help people like Ms. Boonstra to work their way through adjusting to the health plans we are now offering them,” the Blue’s Andy Hetzel said. “If there are questions … they should call.”
Boonstra’s old plan cost $1,100 a month in premiums or $13,200 a year, she previously told The News. That didn’t include money she spent on co-pays, prescription drugs and other out-of-pocket expenses.
By contrast, the Blues’ plan premium costs $571 a month or $6,852 for the year. Since out-of-pocket costs are capped at $5,100 for in-network doctors and hospitals, including deductibles, the maximum Boonstra would pay this year for all of her cancer treatment is $11,952.
When advised of the details of her Blues’ plan, Boonstra said the idea that it would be cheaper “can’t be true.”
“I personally do not believe that,” Boonstra said.”
Maybe she’d believe it if she spent less time on Fox News and more time on the phone with Blue Cross Blue Shield of Michigan.